Save. Stay out of debt. Plan for the long run.
If you’ve heard this before, you’re a Dave Ramsey fan too. Our approach to financial planning follows the same “take control of your finances” strategy that Dave Ramsey advocates. We recommend our clients maintain proper cash reserves, eliminate unnecessary debt, and take a disciplined approach to retirement savings as well as the other philosophies of “living like no one else, so you can live like no one else.”
We know it takes time and energy to find a financial advisor you trust. We pride ourselves in trust, accountability and transparency, and we will partner to create a financial plan tailored to your specific needs.
Take “Baby Step #4 or #5” with us
If you’ve seen the “5 Interview Questions to Ask Your SmartVestor Pro,” you are ready to ask about our experience and investing philosophy. Here’s a little preview:
Founder of Integrity Wealth and Financial Advisor at Raymond James, Jeff Coplan has nearly 20 years of experience in the field. Because we believe that experience managing investments through the ups and downs of market cycles is a key factor in advisor experience, we’re proud to have helped clients navigate through the 2002 and 2008 market downturns.
We believe in high quality investment portfolios with long track records and evidence of consistency over time. We believe in low maintenance investment structures, typically maintained annually. Taking into account your risk tolerance, we’ll make recommendations of investments that most closely match your financial plan.
We prefer to structure advisor compensation on a percentage basis, which means we have an incentive to see growth in your assets, through both appreciation in value as well as your ongoing regular deposits. Compensation is based on the value of the funds we handle for you rather than on a commission to buy and sell investment products. Our goal is to make compensation straight forward; we are free to make the investment recommendations that most closely align to your needs.
Contact us for an initial meeting
We are happy to schedule an initial conversation at no cost or commitment. We will walk through your financial objectives and also discuss your current financial situation and priorities by assessing any retirement or investment accounts you have, as well as your tax status and issues specific to your situation. From there, we’ll determine what a business relationship would look like, how our compensation works, and how to move forward.
Our office is located in Eden Prairie, Minnesota, and is conveniently accessible from Highway 5. Many of our clients live outside the Twin Cities area, and we are happy to use technology to stay in regular contact and to facilitate conversations with clients across the country.
Please call us at 952-937-5003 or email Jeff at Jeff.Coplan@IntegrityWealth.com. We look forward to hearing from you.
A personal money management expert, author and syndicated radio host, Dave Ramsey is known for his financial literacy programs and has helped thousands of families live their lives debt-free and financially independent. The SmartVestor Program links families to financial providers who give recommendations consistent with Dave Ramsey’s philosophies on debt and investing. SmartVestor Professionals are vetted and agree to a strict code of conduct to provide unbiased products and services.
Integrity Wealth is not a registered broker/dealer, and is independent of Raymond James Financial Services. Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment Advisory Services offered through Raymond James Financial Services Advisors, Inc. Past performance does not predict future results and investing involves risk regardless of strategy selected. In a fee-based account clients pay a quarterly fee, based on the level of assets in that account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as fee schedule, is available on the firm’s Form ADV Part2A as well as the client agreement.
SmartVestor™ is an advertising service for investing professionals. Advertising fees are not connected to any commission, portfolio, service, product, or other service offered or rendered by any SmartVestor Pros. SmartVestor Pros are subject to initial vetting by Ramsey Solutions, and they affirm a Code of Conduct. SmartVestor Pros are not employees or agents of Ramsey Solutions. Neither Ramsey Solutions nor its affiliates are engaged in rendering investing or other professional advice. Ramsey Solutions does not receive, control, access, or monitor clients funds, accounts, or portfolios. Ramsey Solutions does not warrant any services of SmartVestor Pros and makes no claim or promise of any result or success of retaining a SmartVestor Pro. Your use of SmartVestor, including the decision to retain the services of any SmartVestor Pro, is at your sole discression and risk. Any services rendered by SmartVestor Pros you contact are solely that of the SmartVestor Pro. Raymond James Financial services does not endorse and is not associated with Dave Ramsey or the SmartVestor program.